Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
One of the notable issues that seems to be affecting millions of people is identity fraud. The unfortunate thing with identity fraud is that the problem may be with us for quite some time. In other words, it could affect you just as it has affected others. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Good for you, we have some information of value that can assist you just in case something like this happens to you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For one, ensure that you have notified companies about your stolen identity. The best thing is to always act as fast as you can. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. Rememeber that these people can act really fast. Thus, ensure that every relavant company knows about your identity theft. With account takeovers, the information on your card can be compromised. By calling your card issuer, then chances are high they will take action before these fraudsters can steal more of your information.
Filling a report with the Federal Trade Commission is a critical step. They deal with identity theft cases. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. When you need to file a report you just log in to their website. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
Even more, file a report on the case with the police. You will have more papers as evidence and the police have the ability to assist you. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions can therefore know that your identity may be compromised. click here
Go ahead and freeze your credit. No one can access your credit report if you do so. You only have to call the main bureaus and have them do it.. discover more
Tightening Security on your accounts is also critical. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
You can also seek the guidance of an identity theft attorney.